The NPA Conundrum

In India, nearly Rs. 10 lakh crore worth of loans are NPAs. This is a massive sum and translates to more than 10 per cent of all loans given. When restructured and unrecognized NPAs are added, the total stress would be around 22-25 per cent of total loans. No banking system can take such big hits and is bound to face troubled times. (Read More)

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